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Posts Tagged ‘CFPB’

Canadian government provides clarity on Open Banking framework in Budget 2024

By Ellie Duncan | 16 April 2024

The Financial Consumer Agency of Canada will be responsible for the oversight, administration and enforcement of consumer-driven banking.

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CFPB faces call for tougher approach to consumer financial data security

By Ellie Duncan | 4 January 2024

The Clearing House Association and Bank Policy Institute have written that “competition cannot come at the expense of data security”.

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CFPB proposes Big Tech ‘play by the same rules’ as banks, credit unions

By Ellie Duncan | 10 November 2023

The Consumer Financial Protection Bureau seeks to supervise non-bank companies offering digital wallets and payment apps in line with banks and credit unions.

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US Open Banking given boost as CFPB proposes data rights rule

By Ellie Duncan | 23 October 2023

The Consumer Financial Protection Bureau’s Rohit Chopra said the new rule will “supercharge competition” and “discourage junk fees”.

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CFPB issues warning to consumers with money stored on non-bank payment apps

By Ellie Duncan | 2 June 2023

The Consumer Financial Protection Bureau said in the event of financial distress, it cannot guarantee balances on digital payment apps would be protected.

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Q&A: Lisa Novier of Envestnet Data & Analytics on why data aggregation platforms need supervision in the US

By Ellie Duncan | 16 March 2023

The US’s market-driven approach has generated strong demand from consumers for data sharing, according to Envestnet Data and Analytics’ head of governance, risk and compliance.

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Plaid writes to CFPB with recommendations for consumer data access right

By Ellie Duncan | 27 January 2023

The Consumer Financial Protection Bureau invited stakeholder input last year, as it seeks to strengthen consumers’ access to their financial data.

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Insight: Bringing Open Banking to North America in 2023

By Eyal Sivan | 19 January 2023

Eyal Sivan, head of Open Banking at Axway, writes about the US and Canada’s respective routes to Open Banking and the role of a common standard, the FDX API, in getting there.

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