Posts Tagged ‘alternative data’
How alternative and cash flow data are enhancing consumer underwriting worldwide
Traditional credit models perform well for borrowers with conventional credit histories, but they leave many creditworthy consumers behind, which is where alternative data and cash flow underwriting, Payson explains.
Read MorePayLaterr integrates Experian’s fraud prevention, alternative data solutions
Through the new partnership, PayLaterr will be able to detect and prevent fraudulent activity in real time, as well as better understand the financial “habits” of users who may lack a traditional credit file.
Read MoreCFIT reveals how next coalition intends to tackle SME lending
The coalition will look at using alternative data sources, enabled by technologies such as Open Finance, to develop and build “smarter” lending models.
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