Bolt adds embedded investing to SuperApp through Atomic partnership

Source: Bolt /Atomic / PR Newswire

Bolt, the checkout, identity and payments leader powering faster, smarter commerce, has announced a multi-year partnership with Atomic to bring embedded investing capabilities to the Bolt SuperApp. Through the partnership, Bolt will offer consumers the ability to open brokerage accounts, trade stocks and ETFs and invest through automated managed portfolios directly within the Bolt experience.

“For the SuperApp to be useful in everyday life, it has to help people move beyond transactions and toward long-term financial progress,” said Ryan Breslow, founder and chief executive officer of Bolt.

“Atomic allows us to offer investing in a way that is straightforward, regulated and built directly into how people already use Bolt. This partnership lets our customers take their first steps into investing or manage it more consistently without leaving the app.”

The Bolt SuperApp is a unified financial and commerce platform that lets users manage payments and banking, trade cryptocurrency, send peer-to-peer payments, access rewards and track commerce activity in one mobile experience.

The integration extends the Bolt SuperApp beyond commerce and payments, adding long-term financial tools that allow consumers to manage spending, savings and investments in one place. Atomic provides the regulated brokerage infrastructure, portfolio management and operational support that enable Bolt to deliver investing services natively rather than through external platforms.

Under the partnership, Atomic will power white-labeled brokerage and investment functionality inside the Bolt SuperApp. Users will be able to build their own portfolios or select automated portfolios tailored to their goals and risk preferences. All accounts are held and operated through Atomic’s broker-dealer and advisory infrastructure, keeping the investing experience fully integrated within Bolt.

The partnership supports Bolt’s broader strategy to consolidate core financial activities into a single consumer platform. With millions of shoppers already using Bolt for checkout, payments and account management, the addition of investing capabilities expands the app’s role from transaction enablement to longer-term financial participation.

Atomic specializes in embedding investment and wealth management services into consumer-facing platforms. By managing compliance, custody and brokerage operations, Atomic enables partners to offer investing with regulatory rigor and operational reliability.

“Bolt reaches millions of consumers right when they’re making decisions about their money,” said David Dindi, chief executive officer of Atomic.

“By bringing saving and investing into those moments within the Bolt SuperApp, we’re expanding access to the markets in a way that feels natural and fits how people already manage their finances.”

Further reading: Atomic secures further $30m to grow embedded investing platform